Luma Health and Chiropractic Payment & Insurance Options
We believe accessing care should be straightforward and flexible. Whether you have insurance or not, we offer options designed to make care manageable and transparent. HSA, HRA, and FSA funds are accepted.
- No Insurance: No insurance is no problem! We offer affordable care plans and flexible payment options to fit different needs. Some patients choose to pay in full, others prefer a payment plan, and a small number pay per visit. All options are reviewed clearly in advance.
- Health Insurance: Luma Health and Chiropractic is an out-of-network office. Many plans offer limited chiropractic benefits, often with high deductibles or copays. We’re happy to review your benefits and provide superbills for possible reimbursement, which is typically sent directly to you.
- Medicare: Medicare may cover certain chiropractic services. Coverage details depend on your specific plan, and we review what is and isn’t covered before any treatment begins so there are no surprises.
Auto Injuries
Most auto-related injuries are covered 100%. If you’re working with an attorney, we can coordinate care under a Letter of Protection when appropriate. Each case is handled individually. The best thing to do is come in for a free consultation.
Work Injuries
Many work-related injuries are covered through workers’ compensation for a defined period of care. We’ll review the details with you and explain what documentation is needed.
Take the First Step
Contact our team today to schedule your appointment. We look forward to meeting you soon!